Introduction: Do you have an intentional plan for your finances?  The Bible is very clear how you should use your financial resources. Your budget should not only contain amounts you give away but also amounts you save.  According to God’s Word, what you give and save should both be considered investments.

What Does Matthew 25 say about Investing?

• The Lord Calls His Servants (Matthew 25:14)

               Through Omniscience 

               Through Opportunity

                       --each day you live is opportunity

                       --each dollar you have is opportunity

• The Lord Gives to His Servants

                Not the Same Amount  (Matthew 25:15a)   

                Not the same Ability  (Matthew 25:15b)

• The Lord Expects from His Servants

                A Profitable Return (Matthew 25:16-18)   

                A Proper Response (Matthew 25:19-20, Matthew 25:22)

• The Lord Responds to His Servants

                By Rewarding  (Matthew 25:21, Matthew 25:23)     

                By Rebuking  (Matthew 25:24-30)

Why do People not Save/Invest?

• Lack of Planning

• Lack of Knowledge

• Lack of Discipline

• Abundance of Debt  (Proverbs 21:5)

Why do I need to Save/Invest?

• To Anticipate Future Hardship—takes care of the unknown

• To Build Wealth—takes care of the known

            --Retirement   --Big Purchases   --Education   --House   --Give to Others

How Should I Save/Invest 

• Step 1—Save for Initial Emergency Fund (at least $1000)

• Step 2—Retire Debt (except house debt)

• Step 3—Save for Remaining Emergency Fund (3 to 6 mos expenses)

• Step 4—Save for Retirement

• Step 5—Save for College

• Step 6—Pay off House

• Step 7—Save for Wealth—then Give It Away **From Financial Peace

Application:  God expects the life He has given us to produce results.  He invests in us that we may invest in others.